NAIC AI Examinations Have Started: What Insurers Need to Have Documented

What examiners are requesting, the three most common gaps found, and your 90-day action plan.

Senior compliance leaders, Chief Actuarial Officers, and legal teams at insurance companies subject to NAIC examination authority who want to understand what examination readiness means in practice.

Most insurance compliance teams know AI examinations are happening but have not seen an examination request list or findings summary. Operating in the dark is not a governance strategy — knowing what examiners actually look for is the fastest path to genuine readiness.

A practical briefing covering: what NAIC AI examiners request across five areas (governance documentation, model inventory, bias testing, third-party vendor evidence, consumer protection), the three gaps found most commonly (incomplete inventories, vendor AI not covered by governance, bias testing described but not evidenced), and a priority-ordered 90-day remediation plan.